What Happens If Your Car Insurance Lapses in Pennsylvania
A lapse is not only a gap in protection. In most states it is a reportable event with its own penalties.
- Reinstatement fee
- $119
Motor Vehicle Registration Restoration fee, payable with current proof of insurance before the registration comes back.
- Proof at a traffic stop
- Required
An officer who stops you for a traffic violation or a reportable crash will ask for your insurance I.D. card. If you cannot produce one you are cited, and a conviction suspends both registration and license for three months.