Terms of Use

Rule Hub publishes what US states require of drivers, with a source link and a check date on every figure. Reading it means accepting the terms below. They are short because the site does very little: it publishes information and nothing else.

This is not legal or insurance advice

Nothing here is legal advice, and nothing here is insurance advice. We are not a law firm, not an insurance agency, not a broker and not an adjuster. The pages describe rules in general terms; they cannot tell you what a rule means for your licence, your policy, your claim or your case, because that depends on facts we do not have.

No attorney-client relationship

Reading this site, or writing to us about it, does not create an attorney-client relationship and does not create any other professional or fiduciary relationship. Do not send confidential information about a dispute or a claim. We cannot represent you, cannot advise you, and cannot answer questions about your own situation.

Confirm before you act

Treat what you read here as a starting point that tells you what to ask and where to ask it. Before you act — buying or cancelling a policy, filing an SR-22, registering a vehicle after a move, deciding whether a crash has to be reported — confirm the current rule with your state's department of insurance or department of motor vehicles. Every state page links to both.

Accuracy and currency

We cite a primary source for every figure and record the date we last checked it, and we publish nothing we could not source. That reduces errors; it does not eliminate them. Legislatures amend statutes, agencies reorganise pages, and a figure that was right when we checked it can be wrong by the time you read it. The site is provided as is, without warranties of any kind, and we do not warrant that it is complete, current or error-free. To the fullest extent the law allows, we are not liable for any loss arising from reliance on it. The check date next to a figure is exactly what it says — the day we verified it, not a promise about today.

Links to other sites

The site links heavily to state legislatures, agencies and other outside pages, because that is how a citation works. We do not control those sites, we are not responsible for their content or availability, and a link is not an endorsement. A link that worked when we checked it may later point somewhere else or nowhere at all — if you find one, tell us.

We do not sell insurance

We do not sell, broker or place insurance of any kind. We do not generate quotes, do not collect your details for a quote, and do not refer visitors to insurers or lead buyers. There is no form here to fill in. Anything on this site that looks like a sales funnel is not ours.

Use of the content

You are welcome to read, print and quote from these pages, and to link to them. If you quote a figure, cite the underlying statute or agency page rather than passing our summary off as the source — that link is on every page for exactly this reason. Bulk copying of the site as a whole is not permitted.

Changes

These terms may be updated as the site changes. The date at the top shows the last revision. Questions go through thecontact page.