Is Ohio an At-Fault or No-Fault State?
Who pays after a crash depends on the fault system your state uses.
- Fault system
- At-fault (tort)
The driver at fault — and their insurer — pays for the damage. Ohio has no no-fault system.
- Comparative negligence rule
- Modified comparative — 51% bar
A plaintiff recovers nothing if their own share of fault is greater than the combined fault of everyone else. At 50% or less, damages are reduced by the plaintiff's percentage of fault.