Minimum liability limits, state by state
The spread is wider than most drivers expect. Property damage floors run from $5,000 to $50,000 — a tenfold gap — and the bodily injury figure that protects one person ranges from $15,000 to $250,000. Each state name links to the page that cites the statute setting that figure.
51 jurisdictions. Click a column heading to sort by it; click a state to see the law behind its figure.
| Michigan | 250/500/10 | $250,000 | $500,000 | $10,000 |
| Alaska | 50/100/25 | $50,000 | $100,000 | $25,000 |
| Maine | 50/100/25 | $50,000 | $100,000 | $25,000 |
| North Carolina | 50/100/50 | $50,000 | $100,000 | $50,000 |
| Virginia | 50/100/25 | $50,000 | $100,000 | $25,000 |
| Hawaii | 40/80/20 | $40,000 | $80,000 | $20,000 |
| New Jersey | 35/70/25 | $35,000 | $70,000 | $25,000 |
| California | 30/60/15 | $30,000 | $60,000 | $15,000 |
| Maryland | 30/60/15 | $30,000 | $60,000 | $15,000 |
| Minnesota | 30/60/10 | $30,000 | $60,000 | $10,000 |
| Texas | 30/60/25 | $30,000 | $60,000 | $25,000 |
| Utah | 30/65/25 | $30,000 | $65,000 | $25,000 |
| Alabama | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Arizona | 25/50/15 | $25,000 | $50,000 | $15,000 |
| Arkansas | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Colorado | 25/50/15 | $25,000 | $50,000 | $15,000 |
| Connecticut | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Delaware | 25/50/10 | $25,000 | $50,000 | $10,000 |
| District of Columbia | 25/50/10 | $25,000 | $50,000 | $10,000 |
| Georgia | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Idaho | 25/50/15 | $25,000 | $50,000 | $15,000 |
| Illinois | 25/50/20 | $25,000 | $50,000 | $20,000 |
| Indiana | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Kansas | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Kentucky | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Massachusetts | 25/50/30 | $25,000 | $50,000 | $30,000 |
| Mississippi | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Missouri | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Montana | 25/50/20 | $25,000 | $50,000 | $20,000 |
| Nebraska | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Nevada | 25/50/20 | $25,000 | $50,000 | $20,000 |
| New Hampshire | 25/50/25 | $25,000 | $50,000 | $25,000 |
| New Mexico | 25/50/10 | $25,000 | $50,000 | $10,000 |
| New York | 25/50/10 | $25,000 | $50,000 | $10,000 |
| North Dakota | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Ohio | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Oklahoma | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Oregon | 25/50/20 | $25,000 | $50,000 | $20,000 |
| Rhode Island | 25/50/25 | $25,000 | $50,000 | $25,000 |
| South Carolina | 25/50/25 | $25,000 | $50,000 | $25,000 |
| South Dakota | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Tennessee | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Vermont | 25/50/10 | $25,000 | $50,000 | $10,000 |
| Washington | 25/50/10 | $25,000 | $50,000 | $10,000 |
| West Virginia | 25/50/25 | $25,000 | $50,000 | $25,000 |
| Wisconsin | 25/50/10 | $25,000 | $50,000 | $10,000 |
| Wyoming | 25/50/20 | $25,000 | $50,000 | $20,000 |
| Iowa | 20/40/15 | $20,000 | $40,000 | $15,000 |
| Louisiana | 15/30/25 | $15,000 | $30,000 | $25,000 |
| Pennsylvania | 15/30/5 | $15,000 | $30,000 | $5,000 |
| Florida | PIP $10,000 / PDL $10,000 | Not required | Not required | $10,000 |