Maryland car insurance statutes
Every figure on the Maryland pages comes from a numbered section of Maryland law or from the agency that administers it. This is the whole list — 22 laws and 9 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- COMAR 11.14.08.03B(12)read September 22, 2026
"Emissions inspection area"
Used on moving here
- Md. Code, Ins. § 19-505read September 22, 2026
Personal injury protection coverage
Used on minimum coverage, fault system
- Md. Code, Ins. § 19-506read September 22, 2026
Waiver of personal injury protection
Used on minimum coverage
- Md. Code, Ins. § 19-506.1read September 22, 2026
Rejection of personal injury protection
Used on minimum coverage
- Md. Code, Ins. § 19-507read September 22, 2026
PIP benefits payable without regard to fault; no subrogation
Used on fault system
- Md. Code, Ins. § 19-509read September 22, 2026
Uninsured motorist coverage
Used on minimum coverage
- Md. Code, Ins. § 19-509.1read September 22, 2026
Enhanced underinsured motorist coverage (in-effect version and version effective June 30, 2029 per Chapter 514 of 2023)
Used on minimum coverage
- Md. Code, Ins. § 19-510read September 22, 2026
Waiver of uninsured motorist coverage equal to liability limits
Used on minimum coverage
- Md. Code, Transp. § 13-402(c)(7)read September 22, 2026
New resident's vehicle exempt from registration for first 60 days
Used on moving here
- Md. Code, Transp. § 16-102(a)(6)read September 22, 2026
New resident exempt from licensing for first 60 days
Used on moving here
- Md. Code, Transp. § 17-103(b)read September 22, 2026
Required security
Used on minimum coverage
- Md. Code, Transp. § 17-104.2read September 22, 2026
Evidence of required security
Used on coverage lapse
- Md. Code, Transp. § 17-106read September 22, 2026
Lapse of required security
Used on sr-22, driving uninsured, coverage lapse
- Md. Code, Transp. § 17-107read September 22, 2026
Prohibited acts; penalties
Used on driving uninsured
- Md. Code, Transp. § 17-109read September 22, 2026
Evidence of security after point accumulation warning letter
Used on sr-22
- Md. Code, Transp. § 20-104read September 22, 2026
Duty to give information and render aid
Used on crash reporting
- Md. Code, Transp. § 20-105read September 22, 2026
Damage to unattended vehicle or property
Used on crash reporting
- Md. Code, Transp. § 20-107read September 22, 2026
Written accident report to the Administration
Used on crash reporting
- Md. Code, Transp. § 20-109read September 22, 2026
Suspension for failure to report
Used on crash reporting
- Md. Code, Transp. § 23-107read September 22, 2026
Inspection certificate required before titling a used vehicle
Used on moving here
- Md. Code, Transp. § 23-202(b)read September 22, 2026
Biennial emissions test, model year 1977 and later
Used on moving here
- Md. Code, Transp. § 23-206.4read September 22, 2026
Zero-emission vehicles exempt
Used on moving here
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Coleman v. Soccer Ass'n of Columbia, 432 Md. 679 (2013)read September 22, 2026
Court of Appeals of Maryland opinion
Used on fault system
- Maryland General Assemblyread September 22, 2026
HB 466 (2026), "Motor Vehicle Accidents Involving Vulnerable Individuals — Comparative Negligence": referred to interim study
Used on fault system
Chapter 857 of 2024
Used on driving uninsured
- MIAread September 22, 2026
Will I need to pay a penalty if I do not have automobile insurance?
Used on minimum coverage, sr-22
- MVAread September 22, 2026
Auto Insurance Requirements in Maryland
Used on minimum coverage, coverage lapse
- MVAread September 22, 2026
Information for Auto Insurers (eFR-19 submission)
Used on sr-22
- MVAread September 22, 2026
Auto Insurance Violation Penalties & Payments
Used on sr-22, driving uninsured
- MVAread September 22, 2026
New Maryland Residents
Used on moving here
- MVAread September 22, 2026
Maryland Safety Inspections
Used on moving here