Indiana car insurance statutes
Every figure on the Indiana pages comes from a numbered section of Indiana law or from the agency that administers it. This is the whole list — 22 laws and 9 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- Ind. Code § 9-17-2-1read September 22, 2026
Certificate of title within 60 days of residency
Used on moving here
- Ind. Code § 9-18.1-2-6read September 22, 2026
New resident's vehicle registration grace period
Used on moving here
- Ind. Code § 9-24-1-7read September 22, 2026
New resident driver license exemption
Used on moving here
- Ind. Code § 9-25-4-5read September 22, 2026
Minimum amounts of financial responsibility (FindLaw, current as of Jan. 1, 2026) — Indiana's official code site (iga.in.gov) does not serve statute text to automated readers; cross-checked against Justia and the state's Title 9 PDF
Used on minimum coverage
- Ind. Code § 9-25-4-7read September 22, 2026
Methods of proving financial responsibility (FindLaw, text effective until Jan. 1, 2028) — Indiana's official code site (iga.in.gov) does not serve statute text to automated readers; cross-checked against Justia and the state's Title 9 PDF
Used on coverage lapse
- Ind. Code § 9-25-5-2read September 22, 2026
BMV request for evidence of financial responsibility after an accident report
Used on crash reporting
- Ind. Code § 9-25-6-3read September 22, 2026
Suspension when a certificate of compliance is not received (FindLaw, current as of Jan. 1, 2026) — Indiana's official code site (iga.in.gov) does not serve statute text to automated readers; cross-checked against Justia and the state's Title 9 PDF
Used on sr-22, driving uninsured, coverage lapse
- Ind. Code § 9-25-6-3 (2020 edition)read September 22, 2026
the pre-2022 90-day to one-year suspension
Used on driving uninsured
- Ind. Code § 9-25-6-7read September 22, 2026
Suspension for unsatisfied judgment
Used on sr-22
- Ind. Code § 9-25-6-15read September 22, 2026
Driving privileges reinstatement fee
Used on sr-22, coverage lapse
- Ind. Code § 9-25-8-2read September 22, 2026
Operating without financial responsibility (FindLaw, current as of Jan. 1, 2026) — Indiana's official code site (iga.in.gov) does not serve statute text to automated readers; cross-checked against Justia and the state's Title 9 PDF
Used on driving uninsured
- Ind. Code § 9-26-1-1.1read September 22, 2026
Duties of driver involved in an accident
Used on crash reporting
- Ind. Code § 9-26-2-1read September 22, 2026
Investigation of accidents (FindLaw, current as of Jan. 1, 2026) — Indiana's official code site (iga.in.gov) does not serve statute text to automated readers; cross-checked against Justia and the state's Title 9 PDF
Used on crash reporting
- Ind. Code § 9-26-2-2read September 22, 2026
Accident reports to the state police
Used on crash reporting
- Ind. Code § 9-30-3-8.5read September 22, 2026
Failure to satisfy judgment; proof of financial responsibility
Used on sr-22
- Ind. Code § 9-30-6-12read September 22, 2026
Proof of future financial responsibility after a court-recommended suspension
Used on sr-22
- Ind. Code § 9-30-16-3read September 22, 2026
Specialized driving privileges
Used on sr-22
- Ind. Code § 27-7-5-2read September 22, 2026
Uninsured and underinsured motorist coverage
Used on minimum coverage
- Ind. Code § 34-28-5-4read September 22, 2026
Infraction judgments
Used on driving uninsured
- Ind. Code § 34-51-2-5read September 22, 2026
Contributory fault diminishes damages
Used on fault system
- Ind. Code § 34-51-2-6read September 22, 2026
Claimant barred when fault is greater than that of all others (FindLaw, current as of Jan. 1, 2026) — Indiana's official code site (iga.in.gov) does not serve statute text to automated readers; cross-checked against Justia and the state's Title 9 PDF
Used on fault system
- Ind. Code § 35-50-3-4read September 22, 2026
Class C misdemeanor
Used on driving uninsured
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Indiana BMVread September 22, 2026
Proof of Financial Responsibility (25/50/25)
Used on minimum coverage, sr-22, coverage lapse
- Indiana BMVread September 22, 2026
Common Traffic Violations (Failure to Meet Insurance Requirements)
Used on driving uninsured
- Indiana BMVread September 22, 2026
New Indiana Residents
Used on moving here
- Indiana BMVread September 22, 2026
Vehicle Registrations
Used on moving here
- Indiana BMVread September 22, 2026
Vehicle Emissions Testing Program
Used on moving here
- Indiana Code 2022, Title 9read September 22, 2026
IC 9-25-6-3 history and IC 9-25-6-3.5 repeal (P.L.86-2021)
Used on driving uninsured, crash reporting
Legislative Update, H.E.A. 1199 (P.L. 86-2021)
Used on driving uninsured
- Justiaread September 22, 2026
2025 Indiana Code § 9-25-4-7 (version effective Jan. 1, 2028, P.L.227-2025)
Used on coverage lapse
- Justiaread September 22, 2026
2025 Indiana Code § 9-25-11-1 — Secure online insurance verification system
Used on coverage lapse