Indiana Crash Reporting Requirements
In Indiana, the crash reporting threshold is $2,500 in damage. Deadline to file: Immediately. Submit to: Local police, county sheriff, state police post, or 911.
- Damage threshold
- $2,500
Police must investigate a crash with injury, death, or apparent total property damage of at least $2,500 and file a report (IC 9-26-2-1). The figure was $1,000 before P.L.88-2022. An officer at the scene must also make sure each driver has met the duty to stop, identify themselves and give notice, whatever the amount of damage (IC 9-26-2-1(b)).
- Deadline to file
- Immediately
If anyone is injured or killed, the driver must notify police or 911 immediately, by the quickest means available (IC 9-26-1-1.1(a)(3)). The investigating officer forwards the written report to the Indiana State Police within 24 hours after finishing the investigation (IC 9-26-2-2).
- Submit to
- Local police, county sheriff, state police post, or 911
Call city police inside a municipality, or the county sheriff or nearest state police post outside one, or 911. If you hit an unattended vehicle or other property and cannot find the owner, contact law enforcement. Once the BMV receives the police report, it asks every driver involved for proof of insurance (IC 9-25-5-2).
Indiana sets $2,500 — higher than 37 of the 44 jurisdictions on this site. The range runs from $250 to $4,000.
How Indiana compares with every other state
What this means after a crash
$2,500 is the number to keep in mind, and it is a damage figure rather than an injury one: a crash with no one hurt still has to be reported once the damage reaches it. Only 4 of the 44 that set a dollar figure start higher. Note what the threshold is measured against — apparent damage at the scene, not the final repair invoice — so the call has to be made before anyone has priced anything.
The deadline is not a number of days. Indiana wants the report immediately, which in practice means from the scene or as soon as you are able. A clock that starts and ends the same day leaves no room to "get to it later", and that is the most common way an ordinary crash turns into a charge of its own.
Who receives it matters as much as when. In Indiana the report goes to Local police, county sheriff, state police post, or 911. An officer writing a report at the scene is not automatically the report the state is waiting for — where the two are separate, the table above says who receives yours.
Every statute cited for Indiana
Why the rule looks like this
- What Changed in 2026Liability minimums doubled in Hawaii, two states dropped pure comparative fault, New Hampshire stopped inspecting cars, and three crash reporting thresholds moved — a dated account of the 2026 changes, and the ones already signed for 2027 and beyond.
- The Crash You Are Required to Report Is Smaller Than You ThinkCrash-report triggers start at $500 in Georgia and New Jersey and reach $3,000 for a Virginia police report; Florida's is $500 before 1 October 2026 and $2,000 from that date, and Pennsylvania and Maryland use no dollar figure at all.
More on Indiana
Checked against the primary sources above on September 22, 2026. If a figure here is wrong, tell us and we will fix it — what we have corrected so far is public.