Is Illinois an At-Fault or No-Fault State?
Who pays after a crash depends on the fault system your state uses.
- Fault system
- At-fault (tort)
Illinois has no no-fault statute and no mandatory PIP. Claims run against the driver who caused the crash and their liability coverage.
- Comparative negligence rule
- Modified comparative — 51% bar
A plaintiff found more than 50% at fault recovers nothing. At 50% or less, damages are reduced by the plaintiff's share of fault.