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What changed in Wyoming

Insurance law does not sit still, but most guides are written once and left alone. Repealed programs and retired forms keep circulating for years. This is what actually changed inWyoming, when, and where to verify it.

Every state we cover, in one feed: what changed across the country · RSS

  1. March 9, 2026

    Driving uninsured

    The 2026 budget session changed none of this — the limits, the penalties and the filing period all stand where they were

    Wyoming's legislature meets in general session in odd-numbered years and in a budget session in even-numbered ones, so the 2026 budget session of the Sixty-eighth Legislature, whose last act was assigned a chapter number on March 9, 2026, was the most recent chance for anything here to move. It passed 107 acts. Reading each enrolled act for the sections that matter on this page, nothing touched them. Three acts came near and stopped short: Senate File 79 (Chapter 19), the sales and use tax reorganization, amended § 31-2-201(k) and (o)(ii), which govern dealer temporary permits and not the residency trigger in § 31-2-201(a)(iii); Senate File 107 (Chapter 54) created a new motor vehicle registration and plate issuance system in § 31-2-236 (new) and § 31-1-202 without disturbing what a registrant must certify; and Senate File 95 (Chapter 71) authorized third-party providers of driver license and motor vehicle services, adding § 31-1-205 and amending §§ 31-1-203 and 31-7-114, none of which carries an insurance duty.Under § 8-1-108 a Wyoming act with no stated date takes effect ninety days after the session adjourns; the next general session is in 2027.

    Senate File 79 (2026), Enrolled Act No. 18, Senate, Chapter 19, Laws of Wyoming 2026 — enrolled bill, read together with the 2026 budget session enrolled acts

  2. July 1, 2025

    Crash reporting

    The $1,000 crash-reporting threshold was deleted — property damage alone no longer makes a crash reportable

    House Bill 25 of the 2025 general session (Enrolled Act No. 1, Chapter 1, Laws of Wyoming 2025, effective July 1, 2025) rewrote Wyo. Stat. § 31-5-1105 and § 31-5-1106(c). The enrolled bill strikes the words "in property damage to another or others to an apparent extent of at least one thousand dollars ($1,000.00) or" from the driver's immediate-notice duty, and adds a new subsection (b) confining that duty to crashes resulting in injury to or death of any person, or property damage to the extent the vehicle "is so disabled as to prevent its normal and safe operation". The same act replaced the officer's $1,000 trigger in § 31-5-1106(c) with the disabled-vehicle test, and spelled out that a vehicle counts as disabled either at the scene or afterwards, when participants or witnesses tell the officer the vehicle is no longer operable. The practical result is that a Wyoming crash with a few thousand dollars of cosmetic damage and two drivable cars no longer has to be called in at all. The knock-on effect is easy to miss: § 31-9-202(a) starts the division's thirty-day clock to suspend the license and registrations of an uninsured driver or owner from the receipt of the investigating officer's report under §§ 31-5-1106 through 31-5-1108, so narrowing the report narrowed the uninsured-crash suspension along with it. Wyoming's own driver manual has not caught up: the 2021 edition still tells drivers to "contact the police if there is an injury, death or property damage amounting to $1,000 or more." The struck and inserted words were read in the enrolled bill, not in the current section text.

    House Bill 25 (2025), Enrolled Act No. 1, House of Representatives, Chapter 1, Laws of Wyoming 2025 — enrolled bill

  3. July 1, 2025

    Coverage lapse

    You no longer hand back your driver license when a certified policy is canceled — only the registration goes

    House Bill 23 of the 2025 general session (Enrolled Act No. 14, Chapter 9, Laws of Wyoming 2025, effective July 1, 2025) was Wyoming's move away from physically surrendering plastic. Its Section 1 amended Wyo. Stat. § 31-9-105, which until then was headed "Return of license and registration to division" and required any person "whose license or registration is suspended under this act, or whose policy of insurance or bond, when required under this act, is cancelled or terminated" to "immediately return his license and registration to the division". The enrolled bill struck every reference to the license: the section is now headed "Return of registration to division" and reaches only the registration, and the direction to a peace officer to confiscate now covers only the registration too. Section 2 of the act repealed § 31-7-131 outright, the section that had required a physical license to be surrendered on any cancellation, suspension or revocation and returned at the end of a suspension. The penalty in § 31-9-106(a) — a fine of up to $750 for willfully failing to return — survives, but now attaches only to the registration. What did not change: the $50 reinstatement fee in § 31-7-113(e), which the same act touched only to delete a cross-reference to the repealed § 31-7-131(c), and the ten days of advance notice an insurer owes the division under § 31-9-406 before a certified policy can stop.

    House Bill 23 (2025), Enrolled Act No. 14, House of Representatives, Chapter 9, Laws of Wyoming 2025 — enrolled bill

  4. July 1, 2013

    Crash reporting

    Wyoming abolished the driver's written crash report, and made an online insurance hit count as proof of financial responsibility

    House Bill 152 of the 2013 general session (Enrolled Act No. 86, Chapter 102, Laws of Wyoming 2013, effective July 1, 2013) is the reason Wyoming has no crash report form for drivers to file. Its Section 3 repealed Wyo. Stat. § 31-5-1106(a) and (b), § 31-5-1107(a) and (c), § 31-5-1108(d), § 31-5-1110(a) and § 31-7-128(d) — the provisions that had required a person involved in a crash to file a written report and that suspended a license for not filing one. Section 2 then cleaned up the survivors, deleting "persons involved in accidents and by" from the description of who makes written reports in § 31-5-1108(a). Since that date the only written crash report in Wyoming law is the investigating officer's, due to the highway department within ten days. The same act created § 31-9-110, which says a person "shall be considered to have provided and filed proof of financial responsibility whenever a search of the online insurance verification system or other verification system provides proof of financial responsibility" — an unusual provision that lets the state's own database satisfy an SR-22 style filing obligation. This matters for anyone reading older guidance: sources that describe a Wyoming driver's duty to mail in a crash report are describing a rule that ended over a decade ago.

    House Bill 152 (2013), Enrolled Act No. 86, House of Representatives, Chapter 102, Laws of Wyoming 2013 — enrolled bill

What this list does and does not cover

Recorded here: changes to the rules this site tracks for Wyoming — liability minimums, SR-22 and proof-of-insurance requirements, penalties for driving uninsured, the fault system, what a lapse costs, new-resident deadlines and crash reporting. Each entry names the session law or statute that made the change and the date it took effect, not the date it was signed.

Not recorded: rate filings, individual insurer decisions, court rulings that do not change the text of the law, and changes to rules outside those seven subjects. A short list does not mean a quiet legislature — it means little moved in the parts of Wyoming law a driver has to comply with.

A change that has passed but has not yet taken effect is not shown as current anywhere on this site. It sits on the Wyoming pages as a dated pending value and replaces the current figure on the morning it comes into force. You can see every pending change across the country at the top of the national change feed, and the sources behind the Wyoming figures on its statute index.