Washington car insurance statutes
Every figure on the Washington pages comes from a numbered section of Washington law or from the agency that administers it. This is the whole list — 14 laws and 5 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- Chapter 46.29 RCWread September 22, 2026
Financial responsibility (RCW 46.29.250, 46.29.280, 46.29.450, 46.29.460, 46.29.600)
Used on sr-22, driving uninsured, coverage lapse
- IRLJ 6.2read September 22, 2026
Monetary penalty schedule for infractions
Used on driving uninsured
- RCW 4.22.005read September 22, 2026
Effect of contributory fault
Used on fault system
- RCW 46.16A.140read September 22, 2026
Resident defined; vehicle registration required
Used on moving here
- RCW 46.20.021read September 22, 2026
New residents
Used on moving here
- RCW 46.20.311read September 22, 2026
Duration of license sanctions; reissuance or renewal
Used on sr-22, coverage lapse
- RCW 46.29.090read September 22, 2026
Requirements as to policy or bond
Used on minimum coverage
- RCW 46.30.020read September 22, 2026
Liability insurance or other financial responsibility required
Used on minimum coverage, driving uninsured, coverage lapse
- RCW 46.30.030read September 22, 2026
Insurance identification card
Used on coverage lapse
- RCW 46.52.030read September 22, 2026
Accident reports
Used on crash reporting
- RCW 48.22.030read September 22, 2026
Underinsured, hit-and-run, phantom vehicle coverage to be provided
Used on minimum coverage
- RCW 48.22.085read September 22, 2026
Optional coverage for personal injury protection; rejection by insured
Used on minimum coverage
- RCW 48.22.095read September 22, 2026
Minimum personal injury protection coverage
Used on minimum coverage, fault system
- WAC 446-85-010read September 22, 2026
Accident-reporting threshold
Used on crash reporting
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Washington Department of Ecologyread September 22, 2026
Emission checks ended
Used on moving here
- Washington DOLread September 22, 2026
Failure to pay accident damages (Financial Responsibility Law)
Used on sr-22
- Washington DOLread September 22, 2026
Mandatory insurance
Used on driving uninsured
- Washington DOLread September 22, 2026
Moving to Washington: Get a driver license
Used on moving here
- Washington OICread September 22, 2026
Washington state's mandatory auto/motorcycle insurance law
Used on minimum coverage