Missouri Crash Reporting Requirements
In Missouri, the crash reporting threshold is $500 in damage. Deadline to file: 30 days. Submit to: Missouri DOR Driver License Bureau (Form 1140).
- Damage threshold
- $500
You have to report a crash to the state if an uninsured motorist was involved and someone was hurt or killed, or one person's property damage was over $500. A driver or owner who carried no liability insurance must report any crash they were in, with no dollar or injury threshold (RSMo 303.040.1). A crash where everyone was insured does not need a state report.
- Deadline to file
- 30 days
Within 30 days of the crash. If DOR sends you a notice asking for a report, you have 10 days from the mailing date.
- Submit to
- Missouri DOR Driver License Bureau (Form 1140)
Mail the Motor Vehicle Accident Report (Form 1140) to the Driver License Bureau in Jefferson City. This is separate from any police report. Failing to file can bring a fine of up to $500, and where another person or their property was harmed, your license can be suspended until you file, for up to one year.
Missouri sets $500 — higher than 2 of the 44 jurisdictions on this site. The range runs from $250 to $4,000.
How Missouri compares with every other state
What this means after a crash
$500 is the number to keep in mind, and it is a damage figure rather than an injury one: a crash with no one hurt still has to be reported once the damage reaches it. Only 2 of the 44 that set a dollar figure start lower. Note what the threshold is measured against — apparent damage at the scene, not the final repair invoice — so the call has to be made before anyone has priced anything.
You have 30 days. No jurisdiction we cover gives you more. The clock runs from the crash, not from the insurance claim or the repair estimate, and it keeps running while you wait to hear whether the police filed a report of their own.
Who receives it matters as much as when. In Missouri the report goes to Missouri DOR Driver License Bureau (Form 1140). An officer writing a report at the scene is not automatically the report the state is waiting for — where the two are separate, the table above says who receives yours.
Every statute cited for Missouri
Why the rule looks like this
- What Changed in 2026Liability minimums doubled in Hawaii, two states dropped pure comparative fault, New Hampshire stopped inspecting cars, and three crash reporting thresholds moved — a dated account of the 2026 changes, and the ones already signed for 2027 and beyond.
- The Crash You Are Required to Report Is Smaller Than You ThinkCrash-report triggers start at $500 in Georgia and New Jersey and reach $3,000 for a Virginia police report; Florida's is $500 before 1 October 2026 and $2,000 from that date, and Pennsylvania and Maryland use no dollar figure at all.
More on Missouri
Checked against the primary sources above on September 22, 2026. If a figure here is wrong, tell us and we will fix it — what we have corrected so far is public.