Kentucky car insurance statutes
Every figure on the Kentucky pages comes from a numbered section of Kentucky law or from the agency that administers it. This is the whole list — 30 laws and 7 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- 401 KAR ch. 65read September 27, 2026
Mobile Source-related Emissions; 401 KAR 65:010 listed as repealed
Used on moving here
- 806 KAR 39:030read September 27, 2026
Kentucky No-Fault Rejection Form
Used on fault system
- 2017 Ky. Acts ch. 157 (SB 114), secs. 1 and 3read September 27, 2026
enrolled text
Used on minimum coverage
- 2024 Ky. Acts ch. 23 (SB 162)read September 27, 2026
enrolled text amending KRS 189.635
Used on crash reporting
enrolled text, Legislative Research Commission
Used on coverage lapse
- 2026 Ky. Acts ch. 149 (HB 627), secs. 1, 2 and 7read September 27, 2026
enrolled text
Used on minimum coverage
- Ky. Rev. Stat. § 186.020(1)read September 27, 2026
registration within 15 days of bringing a vehicle into the Commonwealth
Used on moving here
- Ky. Rev. Stat. § 186.040(8)read September 27, 2026
reinstatement fee for a canceled or revoked registration
Used on sr-22, driving uninsured, coverage lapse
- Ky. Rev. Stat. § 186.410(2)read September 27, 2026
licenses applied for with and issued by the Transportation Cabinet
Used on moving here
- Ky. Rev. Stat. § 186.430read September 27, 2026
exemptions from the Kentucky operator's license requirement
Used on moving here
- Ky. Rev. Stat. § 186.435(1)read September 27, 2026
application by a driver who becomes a Kentucky resident
Used on moving here
- Ky. Rev. Stat. § 186.531(8)read September 27, 2026
$40 relicensing fee after revocation or suspension
Used on sr-22, coverage lapse
- Ky. Rev. Stat. § 186.560(1)(a)8., (5)read September 27, 2026
mandatory revocation and its length
Used on driving uninsured
- Ky. Rev. Stat. § 186A.040(5)read September 27, 2026
notification and revocation of registration
Used on sr-22, coverage lapse
- Ky. Rev. Stat. § 186A.115(1), (2)read September 27, 2026
inspection of vehicles brought into the state; fees
Used on moving here
- Ky. Rev. Stat. § 189.580read September 27, 2026
duty in case of accident
Used on crash reporting
- Ky. Rev. Stat. § 189.635(1), (3)–(6)read September 27, 2026
vehicle accident reports by operators and law enforcement
Used on crash reporting
- Ky. Rev. Stat. § 304.20-020read September 27, 2026
uninsured vehicle coverage
Used on minimum coverage
- Ky. Rev. Stat. § 304.39-020(2), (5)read September 27, 2026
basic reparation benefits; definition of loss
Used on minimum coverage
- Ky. Rev. Stat. § 304.39-030read September 27, 2026
right to basic reparation benefits
Used on fault system
- Ky. Rev. Stat. § 304.39-060read September 27, 2026
acceptance or rejection of partial abolition of tort liability
Used on fault system
- Ky. Rev. Stat. § 304.39-080(5)read September 27, 2026
duty to provide security continuously
Used on minimum coverage, driving uninsured
- Ky. Rev. Stat. § 304.39-110read September 27, 2026
required minimum tort liability insurance
Used on minimum coverage
- Ky. Rev. Stat. § 304.39-117read September 27, 2026
motor vehicle insurance card (effective until January 1, 2027)
Used on coverage lapse
- Ky. Rev. Stat. § 304.39-117read September 27, 2026
motor vehicle insurance card (effective January 1, 2027)
Used on coverage lapse
- Ky. Rev. Stat. § 304.39-130read September 27, 2026
basic weekly limit on benefits
Used on minimum coverage
- Ky. Rev. Stat. § 304.39-320(2)read September 27, 2026
underinsured motorist coverage available on request
Used on minimum coverage
- Ky. Rev. Stat. § 304.99-060(1), (2)read September 27, 2026
penalties for violation of Subtitle 39
Used on sr-22, driving uninsured
- Ky. Rev. Stat. § 411.182read September 27, 2026
allocation of fault in tort actions
Used on fault system
- Ky. Rev. Stat. ch. 187read September 27, 2026
Financial Responsibility Law (§§ 187.330 to 187.390 and 187.450 to 187.570 repealed)
Used on sr-22
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- 70 Fed. Reg. 28,429 (May 18, 2005)read September 27, 2026
EPA approval of inspection and maintenance program removal for Jefferson County
Used on moving here
- 70 Fed. Reg. 57,750 (Oct. 4, 2005)read September 27, 2026
EPA approval of inspection and maintenance program removal for northern Kentucky
Used on moving here
- Hilen v. Hays, 673 S.W.2d 713 (Ky. 1984)read September 27, 2026
Kentucky adopts pure comparative fault
Used on fault system
- Kentucky Department of Insuranceread September 27, 2026
Kentucky No-Fault Rejection Form, advisory page NF 1a P&C (6/26)
Used on minimum coverage, fault system
- Kentucky DRIVEread September 27, 2026
License Reinstatement
Used on sr-22
- Kentucky DRIVEread September 27, 2026
Mandatory Insurance
Used on driving uninsured, coverage lapse
- Kentucky DRIVEread September 27, 2026
New to Kentucky
Used on moving here