Iowa car insurance statutes
Every figure on the Iowa pages comes from a numbered section of Iowa law or from the agency that administers it. This is the whole list — 21 laws and 7 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- 761 IAC 400.34(3)read September 27, 2026
registration fee penalty starts 30 days after a vehicle is moved into Iowa
Used on moving here
- 2020 Iowa Acts, ch. 1074 (SF 457), §§ 42, 54read September 27, 2026
scheduled fine raised, § 321A.32A civil penalty repealed
Used on driving uninsured, coverage lapse
- 2022 Iowa Acts, ch. 1021 (SF 2295), § 78read September 27, 2026
Code correction removing the pre-1983 limits
Used on minimum coverage
Used on driving uninsured
enrolled text
Used on crash reporting
- Iowa Code § 321.1Aread September 27, 2026
Presumption of residency
Used on moving here
- Iowa Code § 321.20Bread September 27, 2026
Financial liability coverage; proof required; violations; penalties
Used on driving uninsured, coverage lapse
- Iowa Code § 321.30read September 27, 2026
Grounds for refusing registration or title
Used on moving here
- Iowa Code § 321.176(3)read September 27, 2026
nonresidents exempt from Iowa licensing
Used on moving here
- Iowa Code § 321.191(8)read September 27, 2026
Driver's license reinstatement fee
Used on sr-22, coverage lapse
- Iowa Code § 321.266read September 27, 2026
Reporting accidents
Used on crash reporting
- Iowa Code § 321A.1(11)read September 27, 2026
definition of "proof of financial responsibility" (same 20/40/15 amounts)
Used on minimum coverage
- Iowa Code § 321A.5read September 27, 2026
Security required following accident
Used on driving uninsured
- Iowa Code § 321A.17read September 27, 2026
Proof required upon certain convictions
Used on sr-22
- Iowa Code § 321A.19read September 27, 2026
Certificate of insurance as proof
Used on sr-22
- Iowa Code § 321A.21read September 27, 2026
"Motor vehicle liability policy" defined
Used on minimum coverage, fault system
- Iowa Code § 321A.29read September 27, 2026
Duration of proof; when proof may be canceled or returned
Used on sr-22
- Iowa Code § 516A.1read September 27, 2026
Uninsured, underinsured and hit-and-run coverage included in every liability policy; rejection by insured
Used on minimum coverage
- Iowa Code § 668.3read September 27, 2026
Comparative fault
Used on fault system
- Iowa Code § 805.8A(14)(f)read September 27, 2026
Scheduled fine for proof of financial responsibility
Used on driving uninsured
- Iowa Driver's Manual, Chapter 1read September 27, 2026
Your Driver's License (who counts as an Iowa resident)
Used on moving here
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Iowa DOTread September 27, 2026
Proof of Insurance After a Suspension (SR-22)
Used on sr-22, coverage lapse
- Iowa DOTread September 27, 2026
Suspension Due to an Accident
Used on sr-22, driving uninsured, coverage lapse, crash reporting
- Iowa DOTread September 27, 2026
Register a Vehicle (new residents)
Used on moving here
- Iowa DOTread September 27, 2026
Vehicle Inspections for Titling
Used on moving here
- Iowa DOTread September 27, 2026
Request Driving Records & Accident Reports (Reporting an Accident)
Used on crash reporting
- Iowa Insurance Divisionread September 27, 2026
Auto Insurance
Used on minimum coverage
- U.S. EPAread September 27, 2026
Vehicle Emissions Inspection & Maintenance (I/M): General Information for Motorists (state program directory)
Used on moving here