Idaho car insurance statutes
Every figure on the Idaho pages comes from a numbered section of Idaho law or from the agency that administers it. This is the whole list — 23 laws and 10 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- H.B. 583 (2024), Session Law ch. 234, engrossed copyread September 28, 2026
residency cut from 90 days to 30
Used on moving here
- Idaho Code § 6-801read September 28, 2026
comparative negligence or comparative responsibility
Used on fault system
- Idaho Code § 6-803(3), (5)read September 28, 2026
limited joint and several liability; separate judgment against each party
Used on fault system
- Idaho Code § 41-2502read September 28, 2026
uninsured and underinsured motorist coverage; written rejection
Used on minimum coverage
- Idaho Code § 41-2516read September 28, 2026
optional suspension of automobile insurance coverage
Used on coverage lapse
- Idaho Code § 49-117(20)read September 28, 2026
definition of "proof of financial responsibility"
Used on minimum coverage
- Idaho Code § 49-119(12)read September 28, 2026
definition of "resident" for registration, titling and licensing
Used on moving here
- Idaho Code § 49-202(2)(k)read September 28, 2026
vehicle identification number inspection fee
Used on moving here
- Idaho Code § 49-326(1)(h)read September 28, 2026
suspension for failure to maintain proof of financial responsibility
Used on driving uninsured
- Idaho Code § 49-328(2), (4), (5), (6)read September 28, 2026
reinstatement fees
Used on sr-22, driving uninsured
- Idaho Code § 49-1208read September 28, 2026
proof required upon certain convictions
Used on sr-22
- Idaho Code § 49-1212read September 28, 2026
expressed, permitted and implied provisions of a motor vehicle liability policy
Used on minimum coverage
- Idaho Code § 49-1213read September 28, 2026
notice of cancellation or termination of a certified policy
Used on sr-22, coverage lapse
- Idaho Code § 49-1220read September 28, 2026
duration of proof; when proof may be canceled or returned
Used on sr-22
- Idaho Code § 49-1229read September 28, 2026
required motor vehicle insurance; indemnity bond alternative
Used on minimum coverage, driving uninsured
- Idaho Code § 49-1230read September 28, 2026
proof of compliance; surrender of registration card and plates
Used on driving uninsured
- Idaho Code § 49-1232read September 28, 2026
certificate or proof of liability insurance to be carried in the vehicle
Used on driving uninsured, coverage lapse
- Idaho Code § 49-1234(4)read September 28, 2026
registration suspension through the online verification system
Used on driving uninsured, coverage lapse
- Idaho Code § 49-1301read September 28, 2026
accidents involving damage to a vehicle; duty to stop
Used on crash reporting
- Idaho Code § 49-1305read September 28, 2026
immediate notice of accidents
Used on crash reporting
- Idaho Code § 49-1306read September 28, 2026
written reports of accidents; duty of the investigating officer
Used on crash reporting
- Idaho Code § 49-1428read September 28, 2026
financial responsibility; driving without a valid policy
Used on driving uninsured
- S.B. 1254 (2022), Session Law ch. 110, engrossed copyread September 28, 2026
repeal of Idaho Code § 39-116B
Used on moving here
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
Session Law 2019, ch. 269
Used on coverage lapse
Session Law 2023, ch. 286
Used on coverage lapse
- Idaho Department of Environmental Qualityread September 28, 2026
Vehicle Emissions
Used on moving here
- Idaho Department of Insuranceread September 28, 2026
Required Auto Coverage
Used on minimum coverage, fault system
- Idaho DEQread September 28, 2026
Treasure Valley Vehicle Inspection and Maintenance Programs Annual Review (January 2022)
Used on moving here
- Idaho Transportation Departmentread September 28, 2026
SR-22 and Reinstatement Information fact sheet
Used on sr-22
- Idaho Transportation Departmentread September 28, 2026
Driver Records and Suspensions
Used on sr-22, coverage lapse
- Idaho Transportation Departmentread September 28, 2026
Vehicle Insurance (Drive Insured)
Used on coverage lapse
- Idaho Transportation Departmentread September 28, 2026
New to Idaho
Used on moving here
- Idaho Transportation Departmentread September 28, 2026
Idaho Division of Motor Vehicles
Used on moving here