Virginia car insurance statutes
Every figure on the Virginia pages comes from a numbered section of Virginia law or from the agency that administers it. This is the whole list — 19 laws and 8 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- 2023 Acts of Assembly ch. 538 (SB 951)read September 22, 2026
Used on driving uninsured
- 2025 Acts of Assembly ch. 255 (HB 2256)read September 22, 2026
damage threshold raised from $1,500 to $3,000
Used on crash reporting
- Va. Code § 18.2-11read September 22, 2026
Punishment for conviction of misdemeanor
Used on driving uninsured
- Va. Code § 38.2-2201read September 22, 2026
Medical expense and loss of income benefits
Used on minimum coverage, fault system
- Va. Code § 38.2-2206read September 22, 2026
Uninsured motorist insurance coverage
Used on minimum coverage
- Va. Code § 46.2-308read September 22, 2026
Temporary exemption for new resident licensed in another state
Used on moving here
- Va. Code § 46.2-316read September 22, 2026
Proof of financial responsibility for certain offenses; double limits after DUI
Used on sr-22
- Va. Code § 46.2-371read September 22, 2026
Driver to give immediate notice of certain accidents
Used on crash reporting
- Va. Code § 46.2-372read September 22, 2026
Driver may report accidents in writing
Used on crash reporting
- Va. Code § 46.2-373read September 22, 2026
Report by law-enforcement official investigating accident
Used on crash reporting
- Va. Code § 46.2-439read September 22, 2026
Proof of financial responsibility in the future (SR-22 / FR-44)
Used on sr-22
- Va. Code § 46.2-459read September 22, 2026
Suspension pending new proof of financial responsibility
Used on sr-22, coverage lapse
- Va. Code § 46.2-472read September 22, 2026
Coverage of owner's policy
Used on minimum coverage
- Va. Code § 46.2-662read September 22, 2026
Temporary exemption for new resident's out-of-state registration
Used on moving here
- Va. Code § 46.2-706read September 22, 2026
Verification of insurance; suspension
Used on driving uninsured
- Va. Code § 46.2-707read September 22, 2026
Operation of uninsured vehicle
Used on sr-22, driving uninsured
- Va. Code § 46.2-894read September 22, 2026
Duty of driver to stop in event of accident
Used on crash reporting
- Va. Code § 46.2-1158read September 22, 2026
Frequency of inspection
Used on moving here
- Va. Code § 46.2-1178(C)read September 22, 2026
Enhanced emissions inspection localities
Used on moving here
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Supreme Court of Virginiaread September 22, 2026
Clohessy v. Weiler, Record No. 942035 (1995): contributory negligence as a bar to an ordinary negligence claim
Used on fault system
- Virginia DMVread September 22, 2026
Insurance Requirements (minimum limits table)
Used on minimum coverage, coverage lapse
- Virginia DMVread September 22, 2026
Financial Responsibility Certifications (SR-22 / FR-44)
Used on sr-22
- Virginia DMVread September 22, 2026
New Laws Take Effect, Today, July 1, 2024 (Uninsured Motor Vehicle Fee)
Used on driving uninsured
- Virginia DMVread September 22, 2026
Financial Responsibility Requirements
Used on driving uninsured
- Virginia DMVread September 22, 2026
Reinstatement Fees
Used on coverage lapse
- Virginia DMVread September 22, 2026
New to Virginia
Used on moving here
- Virginia Model Jury Instructionsread September 22, 2026
Civil, Release 26 (April 2026), Nos. 6.040, 6.050, 6.055, 7.030
Used on fault system