Tennessee car insurance statutes
Every figure on the Tennessee pages comes from a numbered section of Tennessee law or from the agency that administers it. This is the whole list — 20 laws and 15 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- Tenn. Code Ann. § 55-4-101(b)(2), (c)(1)read September 22, 2026
Registration of new residents' vehicles (FindLaw)
Used on moving here
- Tenn. Code Ann. § 55-10-106read September 22, 2026
Immediate notice of accident
Used on crash reporting
- Tenn. Code Ann. § 55-10-107read September 22, 2026
Written report of accident (Justia, 2025 Tennessee Code)
Used on crash reporting
- Tenn. Code Ann. § 55-12-102(12)(D)read September 22, 2026
Proof of financial responsibility (Justia, 2025 Tennessee Code)
Used on minimum coverage
- Tenn. Code Ann. § 55-12-104read September 22, 2026
Report of accident required under the Financial Responsibility Law
Used on crash reporting
- Tenn. Code Ann. § 55-12-114read September 22, 2026
Proof for restricted licenses and reinstatement
Used on sr-22
- Tenn. Code Ann. § 55-12-115read September 22, 2026
Suspension of driver license for failure to comply
Used on driving uninsured
- Tenn. Code Ann. § 55-12-126read September 22, 2026
Duration of proof requirement; suspension for cancellation (Justia, 2025 Tennessee Code)
Used on sr-22, coverage lapse
- Tenn. Code Ann. § 55-12-126 (2021 editionread September 22, 2026
former three-year rule)
Used on sr-22
- Tenn. Code Ann. § 55-12-129read September 22, 2026
Reinstatement and restoration fees
Used on sr-22
- Tenn. Code Ann. § 55-12-139read September 22, 2026
Compliance with financial responsibility law required (Justia, 2025 Tennessee Code)
Used on driving uninsured, coverage lapse
- Tenn. Code Ann. § 55-12-203read September 22, 2026
Vehicle insurance verification program (James Lee Atwood Jr. Law)
Used on coverage lapse
- Tenn. Code Ann. § 55-12-210read September 22, 2026
James Lee Atwood Jr. Law: notice, coverage failure fees, registration suspension
Used on driving uninsured
- Tenn. Code Ann. § 55-12-211read September 22, 2026
Registration reinstatement after suspension
Used on driving uninsured
- Tenn. Code Ann. § 55-50-304(5)(A)read September 22, 2026
30-day period for new residents
Used on moving here
- Tenn. Code Ann. § 56-7-1201read September 22, 2026
Uninsured motorist coverage
Used on minimum coverage
- Tennessee Public Chapter 336 (2023), SB 259read September 22, 2026
Used on sr-22
- Tennessee Public Chapter 860 (2022), SB 504read September 22, 2026
Used on minimum coverage
- Tennessee Public Chapter 953 (2018) § 8(a)read September 22, 2026
testing ends 120 days after EPA approval
Used on moving here
- Tennessee Public Chapter 1077 (2026), SB 1667read September 22, 2026
§§ 3–7, 18
Used on driving uninsured
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Federal Registerread September 22, 2026
Air Plan Approval; TN; Removal of Vehicle I/M Program (86 FR, Aug. 17, 2021)
Used on moving here
- FindLawread September 22, 2026
Tenn. Code Ann. § 55-12-102 (corroborating edition)
Used on minimum coverage
- FindLawread September 22, 2026
Tenn. Code Ann. § 56-7-1201 (corroborating edition)
Used on minimum coverage
- FindLawread September 22, 2026
Tenn. Code Ann. § 55-12-126 (corroborating edition)
Used on sr-22, coverage lapse
- FindLawread September 22, 2026
Tenn. Code Ann. § 55-12-139 (corroborating edition)
Used on driving uninsured
- FindLawread September 22, 2026
Tenn. Code Ann. § 55-12-210 (corroborating edition)
Used on driving uninsured
- FindLawread September 22, 2026
Tenn. Code Ann. § 55-10-107 (corroborating edition)
Used on crash reporting
- McIntyre v. Balentine, 833 S.W.2d 52 (Tenn. 1992)read September 22, 2026
Used on fault system
- Metro Nashville Public Health Departmentread September 22, 2026
Davidson County Vehicle Inspection Program
Used on moving here
- TDECread September 22, 2026
FAQ: Vehicle Emissions Testing to End on Jan. 14, 2022 (TDEC document on a county-clerk service host; not found on tn.gov)
Used on moving here
- Tennessee Department of Revenueread September 22, 2026
Financial Responsibility Law
Used on minimum coverage, fault system
- Tennessee Department of Revenueread September 22, 2026
Notice 26-16: Updates to Vehicle Financial Responsibility Requirements
Used on driving uninsured
- Tennessee Department of Revenueread September 22, 2026
VR-6: New Residents Should Register Within 30 Days
Used on moving here
- Tennessee Department of Safety and Homeland Securityread September 22, 2026
Do I need SR-22 Insurance?
Used on sr-22, driving uninsured, coverage lapse
- Tennessee Department of Safety and Homeland Securityread September 22, 2026
New Residents
Used on moving here