Rhode Island car insurance statutes
Every figure on the Rhode Island pages comes from a numbered section of Rhode Island law or from the agency that administers it. This is the whole list — 31 laws and 6 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- 280-RICR-30-10-2read September 29, 2026
Rules and Regulations Relative to Compulsory Insurance or Financial Responsibility
Used on driving uninsured
- R.I. Gen. Laws § 9-20-4read September 29, 2026
Comparative negligence
Used on fault system
- R.I. Gen. Laws § 27-7-2.1read September 29, 2026
Uninsured motorist coverage
Used on minimum coverage
- R.I. Gen. Laws § 27-7-2.5read September 29, 2026
Minimum coverage, medical payments
Used on minimum coverage, fault system
- R.I. Gen. Laws § 31-3-2read September 29, 2026
Vehicles subject to registration after thirty days
Used on moving here
- R.I. Gen. Laws § 31-8-4(b)read September 29, 2026
$250 registration restoration fee
Used on driving uninsured, coverage lapse
- R.I. Gen. Laws § 31-10-1(a)read September 29, 2026
Rhode Island license required within thirty days of establishing residency
Used on moving here
- R.I. Gen. Laws § 31-11-6read September 29, 2026
Offenses resulting in mandatory revocation of license
Used on sr-22
- R.I. Gen. Laws § 31-11-10read September 29, 2026
Reinstatement after revocation or suspension
Used on sr-22, driving uninsured
- R.I. Gen. Laws § 31-26-3.2read September 29, 2026
Immediate notice of accident
Used on crash reporting
- R.I. Gen. Laws § 31-26-6read September 29, 2026
Drivers required to make written reports
Used on crash reporting
- R.I. Gen. Laws § 31-26-9read September 29, 2026
Reports by law enforcement officers
Used on crash reporting
- R.I. Gen. Laws § 31-26-11read September 29, 2026
Penalties for failure to report
Used on crash reporting
- R.I. Gen. Laws § 31-32-4read September 29, 2026
Proof of financial responsibility required under certain circumstances
Used on sr-22
- R.I. Gen. Laws § 31-32-21read September 29, 2026
Certificate of insurance as proof
Used on sr-22
- R.I. Gen. Laws § 31-32-25read September 29, 2026
Notice of cancellation or termination of a certified policy
Used on sr-22, coverage lapse
- R.I. Gen. Laws § 31-32-35read September 29, 2026
Duration of proof, cancellation or return
Used on sr-22
- R.I. Gen. Laws § 31-32-36read September 29, 2026
Three-year requirement construed as one year
Used on sr-22
- R.I. Gen. Laws § 31-38-4read September 29, 2026
Periodic inspection required by the director of revenue
Used on moving here
- R.I. Gen. Laws § 31-47-1read September 29, 2026
Motor Vehicle Reparations Act, short title and declaration of purpose
Used on fault system
- R.I. Gen. Laws § 31-47-2(13)(i)(A)read September 29, 2026
Motor Vehicle Reparations Act, definition of an owner's policy of liability insurance
Used on minimum coverage, crash reporting
- R.I. Gen. Laws § 31-47-4read September 29, 2026
insurer's notice to the registry when a policy ends
Used on coverage lapse
- R.I. Gen. Laws § 31-47-9read September 29, 2026
Motor Vehicle Reparations Act, penalties
Used on driving uninsured, coverage lapse
- R.I. Gen. Laws § 31-47-12(c)read September 29, 2026
forms of proof accepted (the SR-22 language is gone)
Used on sr-22, driving uninsured, coverage lapse
- R.I. Gen. Laws § 31-47-15.1read September 29, 2026
Exception for seasonal vehicles
Used on coverage lapse
- R.I. Gen. Laws § 31-47.1-5read September 29, 2026
Emissions inspection exemptions
Used on moving here
- R.I. Gen. Laws § 31-47.1-11read September 29, 2026
Emissions inspection fee
Used on moving here
- R.I. P.L. 2018, ch. 180 (H 8271 Substitute A)read September 29, 2026
struck "by use of standard form SR 22", effective January 1, 2019
Used on sr-22
- R.I. P.L. 2019, ch. 185 (H 5478 Substitute A)read September 29, 2026
open and obvious danger no longer bars recovery
Used on fault system
- R.I. P.L. 2021, ch. 398 (S 0401)read September 29, 2026
repeal of §§ 31-31-4 through 31-31-21 and redirection of the limit cross-references to § 31-47-2(13)(i)(A)
Used on minimum coverage
- R.I. P.L. 2026, ch. 388 (H 7520 Substitute A)read September 29, 2026
underinsured motorist property damage coverage, effective April 1, 2027
Used on minimum coverage
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Rhode Island DMVread September 29, 2026
GU-1338 Rhode Island Special Financial Responsibility Insurance Certificate
Used on sr-22
- Rhode Island DMVread September 29, 2026
Adjudication fees
Used on sr-22, coverage lapse
- Rhode Island DMVread September 29, 2026
Insurance Verification Program (RIIVS)
Used on coverage lapse
- Rhode Island DMVread September 29, 2026
Moving into RI from Out of State
Used on moving here
- Rhode Island DMVread September 29, 2026
Out of State Transfers
Used on moving here
- Rhode Island DMVread September 29, 2026
Vehicle Inspection Requirements and fees
Used on moving here