Oregon car insurance statutes
Every figure on the Oregon pages comes from a numbered section of Oregon law or from the agency that administers it. This is the whole list — 11 laws and 8 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- 2017 Or. Laws ch. 189 (SB 35) § 1read September 27, 2026
Used on crash reporting
Used on coverage lapse
- 2025 Or. Laws ch. 415 (SB 840) §§ 43, 45read September 27, 2026
Used on sr-22, driving uninsured
- ORS 31.600read September 27, 2026
Contributory negligence not bar to recovery; comparative negligence standard
Used on fault system
- ORS 153.018, 153.019, 153.021read September 27, 2026
Maximum, presumptive and minimum fines for violations
Used on driving uninsured
- ORS 742.502, 742.520, 742.524read September 27, 2026
Uninsured motorist coverage; personal injury protection benefits
Used on minimum coverage, fault system
- ORS 803.200, 803.305read September 27, 2026
Residency; exemptions from registration requirements
Used on moving here
- ORS 806.070read September 27, 2026
Minimum payment schedule
Used on minimum coverage, sr-22, driving uninsured, coverage lapse
- ORS 807.370(10)read September 27, 2026
Reinstatement fee
Used on sr-22, coverage lapse, moving here
- ORS 809.095, 809.415, 809.417, 809.720read September 27, 2026
Suspension and impoundment
Used on driving uninsured, coverage lapse
- ORS 811.720, 811.725read September 27, 2026
When a collision must be reported to the Department of Transportation
Used on crash reporting
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Oregon DEQread September 27, 2026
Vehicles Tested and Exempted
Used on moving here
- Oregon DEQread September 27, 2026
Vehicle Inspection Program: testing cycle and payment of DMV registration fees
Used on moving here
- Oregon Division of Financial Regulationread September 27, 2026
Car insurance FAQs
Used on minimum coverage
- Oregon DMVread September 27, 2026
Insurance Requirements
Used on minimum coverage
- Oregon DMVread September 27, 2026
SR-22 Information
Used on sr-22
- Oregon DMVread September 27, 2026
New to Oregon
Used on moving here
- Oregon DMVread September 27, 2026
Vehicle Identification Number (VIN) Inspections
Used on moving here
- Oregon DMVread September 27, 2026
Collision Reporting and Responsibilities
Used on crash reporting