New Jersey car insurance statutes
Every figure on the New Jersey pages comes from a numbered section of New Jersey law or from the agency that administers it. This is the whole list — 17 laws and 8 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- N.J.S.A. 2A:15-5.1read September 22, 2026
Comparative negligence
Used on fault system
- N.J.S.A. 17:28-1.1read September 22, 2026
Required coverage; exceptions (UM/UIM)
Used on minimum coverage
- N.J.S.A. 17:33B-41read September 22, 2026
Cancellation for nonpayment of premium; suspension of registration
Used on sr-22, coverage lapse
- N.J.S.A. 39:3-10aread September 22, 2026
Fee for restoration of suspended or revoked licenses, vehicle registrations
Used on sr-22, coverage lapse
- N.J.S.A. 39:3-17.1read September 22, 2026
Reciprocal driver license, registration of new residents' vehicles
Used on moving here
- N.J.S.A. 39:3-29read September 22, 2026
License, registration certificate and insurance identification; possession; exhibit upon request
Used on coverage lapse
- N.J.S.A. 39:4-130read September 22, 2026
Immediate notice of accident; written report
Used on crash reporting
- N.J.S.A. 39:6A-3read September 22, 2026
Compulsory automobile insurance coverage; limits
Used on minimum coverage
- N.J.S.A. 39:6A-3.1read September 22, 2026
Election of basic automobile insurance policy; coverage provided
Used on minimum coverage
- N.J.S.A. 39:6A-4read September 22, 2026
Personal injury protection coverage, regardless of fault
Used on minimum coverage
- N.J.S.A. 39:6A-4.3read September 22, 2026
Personal injury protection coverage options
Used on minimum coverage, fault system
- N.J.S.A. 39:6A-8read September 22, 2026
Tort exemption; limitation on the right to noneconomic loss
Used on fault system
- N.J.S.A. 39:6A-8.1read September 22, 2026
Election of tort option
Used on fault system
- N.J.S.A. 39:6A-14read September 22, 2026
Compulsory uninsured motorist coverage
Used on minimum coverage
- N.J.S.A. 39:6B-1read September 22, 2026
Maintenance of motor vehicle liability insurance coverage
Used on minimum coverage
- N.J.S.A. 39:6B-2read September 22, 2026
Penalties
Used on driving uninsured
- N.J.S.A. 39:8-1read September 22, 2026
Motor vehicle inspections, exceptions
Used on moving here
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- NJ DOBIread September 22, 2026
Auto Insurance Buyer's Guide (2026)
Used on minimum coverage
- NJ MVCread September 22, 2026
Suspensions and Restorations
Used on sr-22
- NJ MVCread September 22, 2026
Surcharges
Used on driving uninsured
- NJ MVCread September 22, 2026
About Vehicle Inspections
Used on moving here
Used on moving here
- P.L.2019, c.276read September 22, 2026
enacted text (approved December 20, 2019)
Used on driving uninsured
- P.L.2019, c.276 (S1080)read September 22, 2026
driver's license suspensions
Used on driving uninsured
Used on minimum coverage