Mississippi Crash Reporting Requirements
In Mississippi, the crash reporting threshold is $500 in damage. Submit to: Local police, the sheriff, or the Highway Patrol.
- Damage threshold
- $500
Notice is due whenever anyone is injured or killed, or total property damage looks like $500 or more. The test is what the damage appears to be at the scene, so a single crumpled door clears it.
- Submit to
- Local police, the sheriff, or the Highway Patrol
There is no form to mail in and no day count to remember: the driver must give notice "immediately, by the quickest means of communication" — to the local police department if the crash is inside an incorporated municipality, otherwise to the nearest sheriff's office or highway patrol station (§ 63-3-411(1)). Those agencies must investigate and file the statewide uniform crash report themselves, within six days. Separately, if your insurance is not listed on that report, the Driver Service Bureau gives you 60 days to send proof before suspending your license.
Mississippi sets $500 — higher than 2 of the 44 jurisdictions on this site. The range runs from $250 to $4,000.
How Mississippi compares with every other state
What this means after a crash
$500 is the number to keep in mind, and it is a damage figure rather than an injury one: a crash with no one hurt still has to be reported once the damage reaches it. Only 2 of the 44 that set a dollar figure start lower. Note what the threshold is measured against — apparent damage at the scene, not the final repair invoice — so the call has to be made before anyone has priced anything.
Who receives it matters as much as when. In Mississippi the report goes to Local police, the sheriff, or the Highway Patrol. An officer writing a report at the scene is not automatically the report the state is waiting for — where the two are separate, the table above says who receives yours.
Every statute cited for Mississippi
Why the rule looks like this
- What Changed in 2026Liability minimums doubled in Hawaii, two states dropped pure comparative fault, New Hampshire stopped inspecting cars, and three crash reporting thresholds moved — a dated account of the 2026 changes, and the ones already signed for 2027 and beyond.
- The Crash You Are Required to Report Is Smaller Than You ThinkCrash-report triggers start at $500 in Georgia and New Jersey and reach $3,000 for a Virginia police report; Florida's is $500 before 1 October 2026 and $2,000 from that date, and Pennsylvania and Maryland use no dollar figure at all.
More on Mississippi
Checked against the primary sources above on September 27, 2026. If a figure here is wrong, tell us and we will fix it — what we have corrected so far is public.