Minnesota car insurance statutes
Every figure on the Minnesota pages comes from a numbered section of Minnesota law or from the agency that administers it. This is the whole list — 21 laws and 3 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- Laws 2021, 1st Spec. Sess., ch. 5, art. 4, § 151(c)read September 27, 2026
repealer of Minn. Stat. § 169.09, subd. 7
Used on crash reporting
four-year limitation on underinsured motorist claims
Used on minimum coverage
- Laws 2024, ch. 104, art. 1, § 31read September 27, 2026
reportable accident criteria added to § 169.09, subd. 8
Used on crash reporting
- Laws of Minnesota 1999, chapter 178read September 27, 2026
termination of the motor vehicle emissions inspection program
Used on moving here
- Minn. R. 7409.1600read September 27, 2026
insurance-related offenses; revocation periods
Used on driving uninsured, coverage lapse
- Minn. R. 7409.3800read September 27, 2026
reinstatement after insurance-related revocation
Used on sr-22
- Minn. Stat. § 65B.44read September 27, 2026
basic economic loss benefits
Used on minimum coverage, fault system
- Minn. Stat. § 65B.48, subd. 1read September 27, 2026
reparation security compulsory
Used on minimum coverage
- Minn. Stat. § 65B.49, subds. 2, 3, 3aread September 27, 2026
residual liability and uninsured/underinsured motorist coverages
Used on minimum coverage
- Minn. Stat. § 65B.51, subds. 1–3read September 27, 2026
deduction of collateral benefits; limitation on right to recover damages
Used on fault system
- Minn. Stat. § 168.012, subd. 8read September 27, 2026
60-day exemption for vehicles registered in another state
Used on moving here
- Minn. Stat. § 169.09, subd. 7 (2020 edition)read September 27, 2026
the driver's report requirement as it read before repeal
Used on crash reporting
- Minn. Stat. § 169.09, subds. 3, 6, 7 (repealed), 8, 14aread September 27, 2026
collisions
Used on crash reporting
- Minn. Stat. § 169.791, subds. 2, 2a, 3read September 27, 2026
criminal penalty for failure to produce proof of insurance
Used on coverage lapse
- Minn. Stat. § 169.792, subds. 7, 10read September 27, 2026
revocation for failure to produce proof; reinstatement
Used on sr-22, coverage lapse
- Minn. Stat. § 169.797, subds. 4(f), 4aread September 27, 2026
certificate of insurance before reinstatement
Used on sr-22, driving uninsured
- Minn. Stat. § 169A.60read September 27, 2026
administrative plate impoundment
Used on driving uninsured
- Minn. Stat. § 171.03read September 27, 2026
persons exempt from driver's license requirement
Used on moving here
- Minn. Stat. § 171.29, subd. 2read September 27, 2026
reinstatement fees and surcharges
Used on sr-22, driving uninsured, coverage lapse
- Minn. Stat. § 604.01, subd. 1read September 27, 2026
comparative fault
Used on fault system
- Minn. Stat. § 609.03read September 27, 2026
punishment when not otherwise fixed
Used on driving uninsured
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Minnesota Department of Commerceread September 27, 2026
Auto Insurance Basics
Used on minimum coverage, fault system
- Minnesota DVSread September 27, 2026
Insurance Certification (form PS35016)
Used on sr-22
- Minnesota DVSread September 27, 2026
Title and registration for those new to Minnesota
Used on moving here