Connecticut SR-22 Insurance: Who Needs a Filing and for How Long
No — Connecticut does not use the SR-22. Form used instead: Insurer-filed certificate of financial responsibility. How long it stays on file: State filing, 1 year.
- Used in this state
- No
Connecticut does not use the SR-22. It has its own proof-of-financial-responsibility order under § 14-112, which the DMV imposes on a driver whose record warrants it; the insurer files the certificate.
- Form
- Insurer-filed certificate of financial responsibility
The General Statutes never say "SR-22". Section 14-112(b) calls for a certificate signed by an officer or licensed agent of an insurer authorized to write the coverage in Connecticut, showing a policy at the required limits that cannot be canceled without ten days' written notice to the commissioner. A surety company bond, a bond secured by real estate, or a deposit of money or collateral with the State Treasurer may be filed instead. The insurer may charge up to $10 for the filing.
- How long it must stay on file
- 1 year
Section 14-112(i) lets a person who has been required to file proof apply to the commissioner for removal of the requirement at the end of twelve months. Removal is not automatic — the commissioner may investigate first. A bond or deposit may likewise be released after one year in which the commissioner finds no motor vehicle law violation (§ 14-112(g)).
- What triggers it
- A record on file with the DMV that the commissioner finds sufficient to require evidence of financial responsibility · Larceny of a motor vehicle worth more than $10,000 · Speeding, improper use of a plate or registration, false statements to the DMV, refusing to produce a license, registration or insurance card, brake equipment violations, school bus violations, passenger and school bus endorsement violations, or leaving a vehicle parked without the brake set · A rules-of-the-road violation, or failure to maintain the required insurance, within twelve months of another listed violation
The first is mandatory — the commissioner "shall require" proof. The rest are discretionary under § 14-112(j). Note what is missing: the statute no longer names drunk driving or reckless driving. P.A. 04-199 struck the list of specific violations out of subsection (a), leaving the commissioner's reading of the driving record in its place.
- If coverage lapses
- License and registration suspended until new proof is filed
The insurer must notify the commissioner at least ten days before canceling or terminating the certified policy. Until new proof arrives the commissioner suspends or revokes the license and the registration, refuses to return a suspended license, and refuses to register any vehicle in that person's name. The registration certificate and plates must be returned at once; failing to return them is an infraction.
- Reinstatement fee
- $175
$175 to restore a suspended or revoked operator's license, and another $175 to restore a suspended registration (§ 14-50b).
Connecticut requires 1 year — the lowest of the 37 jurisdictions on this site. The range runs from 1 year to 3 years.
How Connecticut compares with every other state
Every statute cited for Connecticut
Why the rule looks like this
- What Changed in 2026Liability minimums doubled in Hawaii, two states dropped pure comparative fault, New Hampshire stopped inspecting cars, and three crash reporting thresholds moved — a dated account of the 2026 changes, and the ones already signed for 2027 and beyond.
- The Fine Is the Cheapest PartA first-offense fine for driving uninsured runs from $30 in Florida to a $1,500 floor in Delaware — but South Carolina's $100 fine arrives with a $700 reinstatement fee, and the reinstatement is usually the bigger number.
- The Form Some States Do Not UseAn SR-22 is a certificate, not a policy — and in New York, Pennsylvania, Massachusetts, Maryland, North Carolina and Michigan the form does not exist at all.
More on Connecticut
Checked against the primary sources above on September 27, 2026. If a figure here is wrong, tell us and we will fix it — what we have corrected so far is public.