Arkansas car insurance statutes
Every figure on the Arkansas pages comes from a numbered section of Arkansas law or from the agency that administers it. This is the whole list — 41 laws and 4 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- 27 CAR § 30-182read September 27, 2026
Form of certificate (names the SR-22)
Used on sr-22
- 27 CAR § 30-183read September 27, 2026
Assumption of coverage
Used on sr-22
- 27 CAR § 30-184read September 27, 2026
Form or notice of cancellation (names the SR-26)
Used on sr-22, coverage lapse
- 40 C.F.R. § 51.350read September 27, 2026
an I/M program is required only in ozone or carbon monoxide nonattainment areas
Used on moving here
- Ark. Code § 5-65-119read September 27, 2026
DWI reinstatement fee, $150 per occurrence
Used on sr-22, coverage lapse
- Ark. Code § 16-64-122read September 27, 2026
Fault
Used on fault system
- Ark. Code § 23-89-202read September 27, 2026
Minimum medical and hospital benefits, income disability, accidental death
Used on minimum coverage, fault system
- Ark. Code § 23-89-203read September 27, 2026
Coverage rejection
Used on minimum coverage
- Ark. Code § 23-89-209read September 27, 2026
Underinsured motorist coverage
Used on minimum coverage
- Ark. Code § 23-89-213read September 27, 2026
Proof of insurance card
Used on coverage lapse
- Ark. Code § 23-89-403read September 27, 2026
Uninsured motorist bodily injury coverage required
Used on minimum coverage
- Ark. Code § 27-14-723read September 27, 2026
second replica used to cross-check the 60-day deadline
Used on moving here
- Ark. Code § 27-14-723 (2025 code)read September 27, 2026
When residents and nonresidents to obtain state registration and license
Used on moving here
- Ark. Code § 27-16-606(a) (2025 code)read September 27, 2026
a new resident has 30 days to get an Arkansas license
Used on moving here
- Ark. Code § 27-16-808read September 27, 2026
Reinstatement charge
Used on sr-22, coverage lapse
- Ark. Code § 27-19-501read September 27, 2026
Report required within 30 days to the Office of Driver Services
Used on crash reporting
- Ark. Code § 27-19-603read September 27, 2026
Determination of security required
Used on driving uninsured
- Ark. Code § 27-19-610read September 27, 2026
Failure to deposit security
Used on sr-22, driving uninsured
- Ark. Code § 27-19-703read September 27, 2026
Suspension or revocation of license for conviction or bail forfeiture
Used on sr-22, coverage lapse
- Ark. Code § 27-19-704read September 27, 2026
Action as to unlicensed person
Used on sr-22
- Ark. Code § 27-19-707read September 27, 2026
Suspension for nonpayment of judgments
Used on sr-22
- Ark. Code § 27-19-712read September 27, 2026
Certificate of insurance as proof
Used on sr-22
- Ark. Code § 27-22-103read September 27, 2026
Penalty for operating without insurance
Used on driving uninsured
- Ark. Code § 27-22-103 (2025 code)read September 27, 2026
second replica used to cross-check the fine bands
Used on driving uninsured
- Ark. Code § 27-22-104read September 27, 2026
Insurance required; minimum coverage
Used on minimum coverage, coverage lapse
- Ark. Code § 27-22-104 (2025 code)read September 27, 2026
second replica used to cross-check the limits
Used on minimum coverage
- Ark. Code § 27-22-105read September 27, 2026
Inadequate insurance during an accident; Class A misdemeanor
Used on driving uninsured
- Ark. Code § 27-22-109read September 27, 2026
Impounding a motor vehicle for a violation
Used on driving uninsured
- Ark. Code § 27-22-209read September 27, 2026
second replica used to cross-check the $100 fee
Used on coverage lapse
- Ark. Code § 27-22-209 (2025 code)read September 27, 2026
Suspension of registration; $100 reinstatement fee
Used on driving uninsured, coverage lapse
- Ark. Code § 27-22-210read September 27, 2026
Penalties under the Arkansas Online Insurance Verification System Act
Used on driving uninsured
- Ark. Code § 27-22-211read September 27, 2026
Registration and licensing while suspended
Used on driving uninsured
- Ark. Code § 27-32-101read September 27, 2026
Vehicles to be in safe mechanical condition
Used on moving here
- Ark. Code § 27-53-201read September 27, 2026
Failure to report; penalty
Used on crash reporting
- Ark. Code § 27-53-202read September 27, 2026
Reports of accidents required
Used on crash reporting
- Ark. Code § 27-53-210(b) (2025 code)read September 27, 2026
copy fees: $10 for a person involved, $25 for anyone else
Used on crash reporting
- Arkansas Acts 1997, No. 974 (SB574), enrolledread September 27, 2026
§ 8 repeals Title 27, Chapter 32 in its entirety
Used on moving here
- Arkansas Acts 2013, No. 1142 (HB1715), enrolledread September 27, 2026
repeals §§ 27-19-717, 27-19-719 through 27-19-721
Used on sr-22
- Arkansas Acts 2023, No. 41 (HB1150), enrolledread September 27, 2026
30 days to 60 days
Used on moving here
- Arkansas Acts 2023, No. 354 (SB282), enrolledread September 27, 2026
human trafficking carve-out to § 16-64-122(a)
Used on fault system
- Arkansas Acts 2023, No. 815 (HB1633), enrolledread September 27, 2026
$1,000 to $3,000
Used on crash reporting
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Arkansas DFAread September 27, 2026
Motor Vehicle FAQs (documents a new resident needs)
Used on moving here
- Arkansas DFA Office of Driver Servicesread September 27, 2026
Safety Responsibility (the SR 1-21 accident report)
Used on crash reporting
- Arkansas Insurance Departmentread September 27, 2026
Automobile Insurance (consumer booklet, rev. 11/2025)
Used on minimum coverage
Acts 2025, No. 345 (SB276), enrolled
Used on minimum coverage