Alabama car insurance statutes
Every figure on the Alabama pages comes from a numbered section of Alabama law or from the agency that administers it. This is the whole list — 24 laws and 11 agency pages — so you can go straight to the section you need, or check what we read before we wrote a number down.
Statutes and session laws
- Ala. Admin. Code r. 810-5-1-.479read September 27, 2026
Residency requirements for registration
Used on moving here
- Ala. Code § 1-3-1read September 27, 2026
Common law of England adopted as the rule of decisions
Used on fault system
- Ala. Code § 13A-5-12read September 27, 2026
Fines for misdemeanors ($500 Class C, $3,000 Class B)
Used on driving uninsured
- Ala. Code § 32-5B-7read September 27, 2026
not wearing a seat belt is not evidence of contributory negligence
Used on fault system
- Ala. Code § 32-6-1(a)read September 27, 2026
new residents must obtain an Alabama license within 30 days
Used on moving here
- Ala. Code § 32-6-17read September 27, 2026
Reinstatement fees
Used on sr-22
- Ala. Code § 32-7-5read September 27, 2026
Report required following accident
Used on crash reporting
- Ala. Code § 32-7-6(c)read September 27, 2026
minimum limits of $25,000 / $50,000 / $25,000
Used on minimum coverage
- Ala. Code § 32-7-14read September 27, 2026
Suspension for nonpayment of judgment
Used on sr-22
- Ala. Code § 32-7-18read September 27, 2026
Proof of financial responsibility required upon certain convictions
Used on sr-22
- Ala. Code § 32-7-23read September 27, 2026
Uninsured motorist coverage
Used on minimum coverage
- Ala. Code § 32-7-31read September 27, 2026
Duration of proof; when proof may be cancelled or returned
Used on sr-22
- Ala. Code § 32-7-33read September 27, 2026
Surrender of license and registration
Used on sr-22, coverage lapse
- Ala. Code § 32-7A-4read September 27, 2026
Liability insurance required (ties the minimums to § 32-7-6(c))
Used on minimum coverage, fault system
- Ala. Code § 32-7A-6read September 27, 2026
Evidence of insurance; electronic display; verification through the online system
Used on coverage lapse
- Ala. Code § 32-7A-7read September 27, 2026
Random verification of insurance
Used on coverage lapse
- Ala. Code § 32-7A-11read September 27, 2026
Online insurance verification system; notice on inability to verify; 30-day response
Used on coverage lapse
- Ala. Code § 32-7A-12(c), (d)read September 27, 2026
one year / two registration years of required coverage after an insurance violation
Used on sr-22, driving uninsured, coverage lapse
- Ala. Code § 32-7A-16read September 27, 2026
Additional violations
Used on driving uninsured
- Ala. Code § 32-7A-18read September 27, 2026
no stop solely to verify insurance
Used on coverage lapse
- Ala. Code § 32-7A-21read September 27, 2026
Penalties (Class C misdemeanor; $200 traffic-violation cap, doubling)
Used on driving uninsured
- Ala. Code § 32-10-5read September 27, 2026
Immediate reports of accidents
Used on crash reporting
- Ala. Code § 32-10-7read September 27, 2026
Written reports of accidents by law enforcement within 24 hours
Used on crash reporting
- Ala. Code § 40-12-262(a)read September 27, 2026
30 days from entering the state on an out-of-state registration
Used on moving here
Agency pages and forms
Used where the law leaves a detail to the agency — a form name, a fee set by order, a deadline published rather than enacted. Where a statute and an agency page disagree, the state page says so.
- Alabama Department of Revenueread September 27, 2026
Mandatory Liability Insurance instructions and appeal rights
Used on driving uninsured, coverage lapse
- Alabama Department of Revenueread September 27, 2026
I just moved to Alabama. How long do I have before I must register my vehicle?
Used on moving here
- Alabama Department of Revenueread September 27, 2026
Are emissions testing a prerequisite to registration?
Used on moving here
- Alabama Department of Revenueread September 27, 2026
What are the prerequisites for registering a vehicle in Alabama?
Used on moving here
Used on coverage lapse
Act 2025-345 (HB 148), enrolled
Used on minimum coverage
Act 2023-479 (SB 312), enrolled
Used on driving uninsured
Act 2019-446 (HB 302), enrolled
Used on coverage lapse
- ALEA form DI-46aread September 27, 2026
Request for Reinstatement Requirements ("Must File SR22 Insurance")
Used on sr-22
- Golden v. McCurry, 392 So. 2d 815 (Ala. 1980)read September 27, 2026
Supreme Court of Alabama declines to replace contributory negligence
Used on fault system
- Golden v. McCurry, 392 So. 2d 815 (Ala. 1980)read September 27, 2026
mirror, for when the primary link is behind a challenge page
Used on fault system